Business Accounts

Checking - Analysis - Other

Checking Account Options

We’ve developed our business checking accounts to help you easily manage your cash flow. Whether you require just a few transactions each month and are looking for a basic business account, or you need a full-service analysis product that offers ACH and cash management capabilities…we have the right product for you

Fidelity Bank understands how balancing your daily schedule can be challenging in business. Our branches offer All Day Banking, which offers the convenience of same day postings of your deposits.

Your local Fidelity banker can help you determine which product is right for your business.

Basic Checking

• No monthly maintenance fee
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay*
• Fidelity Bank Visa check card
• 175 combined items per month
• Free introductory order of checks
(Bank selected stock or $50 credit)

* Free Bill Pay for personal and small business checking only 

Small Business Checking

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• 250 combined items per month
• Free introductory order of checks
(Bank selected stock or $50 credit)
• No annual fee credit card (credit approval required) 

* Monthly maintenance fee is $15 can be avoided if you maintain $3,000 minimum daily balance or
$10,000 average daily balance or $10,000 combined business deposit accounts.
**  Free Bill Pay for personal and small business checking only 

Premier Business Checking

• No monthly maintenance fee if monthly requirements are met*
• Minimum deposit to open account is $200
• Free Online Banking and Bill Pay**
• Fidelity Bank Visa check card
• 500 combined items per month
• Free introductory order of checks
(Bank selected stock or $75 credit)
• No annual fee credit card (credit approval required)
• Free Business Savings or Money Market Investment Account

* Monthly maintenance fee is $25 can be avoided if you maintain $10,000 minimum daily balance or $50,000 average daily balance or $50,000 combined business deposit accounts.
** Free Bill Pay for personal and small business checking only 

Public Money Market Checking

• Monthly maintenance fee is $12
• Minimum deposit to open account is $1,000
• Interest bearing account
• Unlimited withdrawals
• Detailed monthly statement

Analysis Account Options

You will be allowed to use earnings credit based on balances in your account to offset some or all service charges your account accrues through the month.

Analysis Checking

The perfect solution for most businesses that require a large volume of transactions or other analysis features.

• Minimum deposit to open is $200.
• Monthly maintenance fee is $12.
• Detailed monthly statement.

Analysis Interest Checking

An interest-bearing analysis account available only to sole proprietors and nonprofit organizations.

• Interest bearing account.
• Minimum deposit to open is $200.
• Monthly maintenance fee is $12.
• Detailed monthly statement.

Analysis Money Market Savings

Earn an attractive interest rate on your funds.

• No monthly maintenance fee.
• Minimum deposit to open account is $1,000.
• Interest bearing account.
• Detailed monthly statement.
• Unlimited withdrawals in person, whether at a Fidelity branch or an ATM.
• Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period*.

* Three of the six transfers and withdrawals may be payments by check, draft, or debit card to third parties.


Other Account Options

Commercial Money Market Investment

• No monthly maintenance fee if monthly requirements are met*
• Interest bearing account
• Minimum deposit to open is $25,000
• Monthly maintenance fee is $15
• Detailed monthly statement

* Monthly maintenance fee of $15 can be avoided if you maintain minimum balance of $25,000.

Interest on Lawyers Trust Accounts (IOLTA)

The interest earned in this account, less service charges, is paid to the North Carolina Bar Association monthly or quarterly.

• Interest bearing account
• Minimum deposit to open is $200
• Monthly maintenance fee is $12
• Detailed monthly statement

Business Savings

• No monthly maintenance fee if monthly requirements are met*
• Interest bearing account
• Minimum deposit to open is $200
• Two withdrawals a month at no charge**

* Monthly maintenance fee of $4 can be avoided if you maintain minimum daily ledger balance of $300.
** An additional withdrawal in excess of two is $2.