Checking Account Options

Fidelity-170Managing your personal finances should be simple!  Fidelity Bank offers a variety of checking account options that are easy to use, will save you time, and provide peace of mind. Whether you are looking for a basic checking account or an account that offers the ability to earn money, we have the right solution for you.

Plus, all of our personal checking accounts come with these convenient features:

1Credit approval required.

Choice Checking

  • Opening deposit of $25
  • Low monthly service charge of $4
  • Low paper statement charge of $3
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A basic checking account with a bundle of convenient features that will help manage your finances.

  • Opening deposit of $25
  • Low monthly service charge of $4
  • Low paper statement charge of $3

The monthly service charge can be waived with one of the following qualifiers:2

  • Direct Deposit(s) totaling $500 or more per statement cycle;3 or
  • 10 or more Visa® Check Card transactions posted per statement cycle;4 or
  • Maintain a $500 minimum balance;5 or
  • Maintain a $10,000 combined average balance in all related consumer demand deposit accounts5,6

The paper statement charge can be waived with one of the following qualifiers:

  • E-Statement enrollment; or
  • Maintain $1,000 minimum daily balance in Choice Checking account

2Personal checking statement cycle ends the 19th day of each month.
3Direct Deposits must be made by employer or an outside agency. Transfers made from another account or deposits made by ATM, online, mobile device, in the branch, or by mail are not eligible.
4Transactions must be posted to the account by the end of the statement cycle. ATM transactions do not apply.
5All balance requirement calculations are based on daily ledger balance.
6Related consumer demand deposit accounts include personal checking, savings, and money market accounts that are linked and that have the same social security number. CDs and IRAs are not eligible.

Classic Checking

  • Opening deposit of $200
  • Earn money with interest on your balance
  • Low monthly service charge of $8
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An interest checking account that allows you to earn more money.

  • Opening deposit of $200
  • Earn money with interest on your balance
  • Low monthly service charge of $8
  • Low paper statement charge of $3

The monthly service charge can be waived with one of the following qualifiers:2

  • Direct Deposit(s) totaling $500 or more per statement cycle;3 or
  • 10 or more Visa® Check Card transactions posted per statement cycle;4 or
  • Maintain a $1,000 minimum balance;5 or
  • Maintain a $2,500 average balance;5 or
  • Maintain a $10,000 combined average balance in all related consumer demand deposit accounts5,6
  • Maintain a related Regular Savings account with a minimum balance of $1,000;5 or
  • Maintain a related Equity Line with an outstanding balance of $10,000 or more at the end of the checking account statement cycle

The paper statement charge can be waived with one of the following qualifiers:

  • E-Statement enrollment; or
  • Maintain $1,000 minimum daily balance in Classic Checking account

2Personal checking statement cycle ends the 19th day of each month.
3Direct Deposits must be made by employer or an outside agency. Transfers made from another account or deposits made by ATM, online, mobile device, in the branch, or by mail are not eligible.
4Transactions must be posted to the account by the end of the statement cycle. ATM transactions do not apply.
5All balance requirement calculations are based on daily ledger balance.
6Related consumer demand deposit accounts include personal checking, savings, and money market accounts that are linked and that have the same social security number. CDs and IRAs are not eligible.

Premier Key Checking

  • Opening deposit of $500
  • Earn money with interest on your balance
  • Free personalized checks
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A prestigious bundled checking account that allows you to earn money and helps you achieve your long-term financial goals.

  • Opening deposit of $500
  • Earn money with interest on your balance
  • Free personalized checks7
  • Free ATM use at machines nationwide8
  • Free Travelers Cheques
  • Free notary services
  • Free Cashiers Checks and Money Orders
  • Monthly service charge of $22
  • Low per debit fees of $0.45/$0.35 (check/electronic)

The monthly service charge can be waived with one of the following qualifiers:

  • Maintain a $2,000 minimum balance;9 or
  • Maintain a $5,000 average balance;9 or
  • Maintain a $15,000 combined average balance in all related deposit accounts including CDs and IRAs;9 or
  • Maintain a related Equity Line with an outstanding balance of $25,000 or more at the end of the checking account statement cycle

7Specialty Mint stock or $5 credit
8Other financial institutions may charge you to use their machines
9All balance requirements calculations are based on daily ledger balance.