Savings Account Options

Make the most of your hard-earned money! At Fidelity Bank we have created a wide variety of competitive and flexible savings and investment products that will help you reach financial success.

Banking Services

Junior Savings

  • Opening deposit of $25
  • Competitive interest rates
  • No monthly service charges
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It is never too early to start saving. Help your child establish good financial habits and learn the benefits of saving money.10

  • Opening deposit of $25
  • Competitive interest rates
  • No monthly service charges
  • Detailed quarterly statement
  • Two withdrawals a month at no charge11

10The account will automatically convert to a Regular Savings account when account holder turns 18 years of age.
11Each additional withdrawal in excess of two is $2.

Banking Services

Regular Savings

  • Opening deposit of $200
  • Competitive interest rates
  • Detailed quarterly statement
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Grow your bottom line with a competitive interest rate and easy access when you need it.

  • Opening deposit of $200
  • Competitive interest rates
  • Detailed quarterly statement
  • Two withdrawals a month at no charge12
  • Low monthly service charge of $413

12Each additional withdrawal in excess of two is $2 or to avoid monthly withdrawal fee you must maintain a minimum daily collected balance of $2,500.
13Monthly service charge can be waived if you maintain a minimum daily ledger balance of $300 or maintain an average collected balance of $2,500.

Banking Services

Individual Retirement Accounts

  • Opening deposit of $100
  • Interest compounded daily and credited monthly or at maturity
  • Tax deductible contributions and tax deferred savings
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Pay yourself forward. Achieve peace of mind in knowing you are financially prepared for the future.

  • Opening deposit of $100
  • Interest compounded daily and credited monthly or at maturity
  • Tax deductible contributions and tax deferred savings14
  • Automatic renewal

14Consult your tax advisor for details.

Banking Services

Certificate of Deposit

  • Opening deposit of $1,000
  • Competitive interest rates
  • Terms available from seven days to 60 months
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Choose the investment term that helps you reach your financial goals and enjoy the added security of an FDIC insured product and a fixed interest rate.

  • Opening deposit of $1,00015
  • Competitive interest rates
  • Terms available from seven days to 60 months16
  • Interest is compounded daily and credited monthly, quarterly, annually, or at maturity for CD terms 12 months and less
  • Jumbo certificate available for commercial customers only17

15Regular checking account holders only. Premier Key account holders must open with $5,000 to get a preferred rate
16A penalty may apply for early withdrawal
17Minimum deposit to open is $100,000

Banking Services

Money Market Savings

  • Opening deposit of $1,000
  • Interest rates are tiered for maximum earning potential and interest is credited monthly
  • Unlimited withdrawals in person
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Get the most out of your money with tiered interest rates and easy access to your funds.

  • Opening deposit of $1,000
  • Interest rates are tiered for maximum earning potential and interest is credited monthly
  • Unlimited withdrawals in person, whether at a Fidelity Bank branch or an ATM
  • Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period.
  • Low monthly service charge of $518

18Monthly service charge can be waived if you maintain an average daily collected balance of $1,000

Banking Services

Money Market Investment

  • Opening deposit of $25,000
  • Interest rates are tiered for maximum earning potential and interest is credited monthly
  • Unlimited withdrawals in person
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Enjoy the convenience of writing checks while maximizing your earning potential with premium tiered interest rates on larger account balances.

  • Opening deposit of $25,000
  • Interest rates are tiered for maximum earning potential and interest is credited monthly
  • Unlimited withdrawals in person, whether at a Fidelity Bank branch or an ATM
  • Up to six pre-authorized automatic or telephone transfers or withdrawals per statement period.
  • Low monthly service charge of $1519

19Monthly service charge can be waived if you maintain an average daily collected balance of $25,000.