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Business Lending

Bring your business goals within reach with a Business Loan from Fidelity Bank. Whether you are looking to start a new business, expand, or increase cash flow, we offer a variety of convenient and flexible business financing solutions tailored to your business.1

Commercial Mortgage Loans

We offer very competitive fixed or variable rate loan options for long-term financing of owner-occupied commercial real estate.

Construction of a building

Construction Loans

We offer flexible construction-only or construction and permanent loans for virtually any type of commercial or residential building.

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Agricultural Loans

Our agricultural loans cover a broad range of financing needs, from single payment loans to multi-year fixed-term financing.

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Equipment & Other Fixed Asset Loans

Finance new or used equipment or any other type of fixed asset with one of our fixed or variable rate loans.

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Letters of Credit

Letters of Credit are guarantees of payment to help you facilitate trading activities with other businesses. They serve as an assurance to another business that you will meet the contractual obligations. This type of credit can be secured in many different ways.

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Business Line of Credit

A line of credit provides a flexible and convenient way to access funds quickly. It can help you manage the unexpected or new opportunities that arise.

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Ready to Get Started?

We offer two easy ways to apply for business financing. To get started, visit your local branch or contact your banker. Our associates are here to help.

Government Guaranteed Lending

If your business needs a longer repayment term, a lower down payment, or a larger loan amount, an SBA or USDA Business and Industry loan might be the answer.

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Business Checking Accounts

Managing your cash flow should be simple. Fidelity Bank offers a variety of business checking accounts to meet the needs of your business and help it grow.

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Business Savings Accounts

Make the most of your hard-earned money with a business savings account from Fidelity Bank. Our business savings accounts are designed to help your business reach its highest potential.

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Frequently Asked Questions

Have a question give us a call


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  1. Credit approval required.

Manage Your Business on the Go

Check your accounts, pay bills, initiate ACH and wire transfers, and approve transactions – all from your mobile device. Fidelity Bank’s digital solutions for businesses let you manage your business from anywhere. Whether on your phone or computer, we’ve got you covered.

Discover the Tools

Green Beagle Lodge

Fidelity Bank has been a treasured business partner in the expansion of the Green Beagle Lodge companies.  We have enjoyed working with them as we’ve built and opened our newest location.

- Tammy Purner & Margy Schmidt
Ascend Eye Center

Fidelity Bank was instrumental in helping us navigate the successful launch of our business. I would highly recommend Fidelity Bank for the banking needs of our community.

- Jiaxi Ding, MD
Redstone Materials

Fidelity Bank’s extensive range of services and unwavering support have provided us with a solid foundation, stability, and confidence in executing our projects.

- Reuben & Russ Radik
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Carolina Lakes Family Dental

Banking with Fidelity Bank helps my business because when I’m dealing with Fidelity I know who I am dealing with.

- Dr. Laurence Mester Jr.
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Elmo’s Clothing

They’re local. Fidelity Bank is a hometown bank and gives great service. They’re personal and help with all our needs.

- Barney Fish
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Once in a Blue Moon Bakery

I would recommend Fidelity Bank because you really get the impression that they want your business to succeed.

- Joe Jones