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Personal Savings Accounts

Make the Most of Your Money

Fidelity Bank wants to help you plan for the future. We know that having a savings account tailored to your needs will help you gain financial security and success. Make the most of your hard-earned money with a wide variety of competitive and flexible savings account options, wherever you are on your financial journey.

We make it easy to open a personal account online. If you’re an existing customer, log in to online banking for a simplified account opening experience.

Young Savers

Help your child establish good financial habits and learn the benefits of saving money.

  • checkOpening deposit of $25
  • checkCompetitive interest rates
  • checkNo monthly service charges

Personal Savings

Watch your money grow with a competitive interest rate and easy access when you need it.

  • checkOpening deposit of $25
  • checkCompetitive interest rates
  • checkLow $4 monthly service charge

Individual Retirement Accounts

Gain peace of mind in knowing you are financially prepared for the future.

  • checkOpening deposit of $100
  • checkPotential tax advantages2
  • checkCompetitive tiered interest rates

Certificate of Deposit

Choose the investment term that helps you reach your financial goals and enjoy the added security of an FDIC-insured product and fixed interest.

  • checkOpening deposit of $1,000
  • checkFixed interest rates
  • checkTerms available from 7 days to 60 months

Money Market Savings

Get the most out of your money with tiered interest rates and easy access to your funds.

  • checkOpening deposit of $1,000
  • checkTiered interest rates
  • checkUnlimited in-person withdrawals

Money Market Investment

Enjoy the convenience of writing checks while maximizing your earning potential with premium tiered interest rates on larger account balances.

  • checkOpening deposit of $25,000
  • checkPremium tiered interest rates
  • checkUnlimited in-person withdrawals

Not sure which account is right for you?

Compare our savings account options.


Need a Checking Account?

We offer a variety of checking accounts to meet your needs. Our convenient checking accounts are perfect for helping you manage your money. Explore more about each of our checking accounts to see which one is the best for you.

Learn More

Bank on the Go With Digital Banking

Convenience is key for your busy life. That’s why Fidelity Bank makes it easy to bank on the go with our variety of digital banking services. Access and manage your accounts anytime, anywhere from your computer or mobile device. Gain peace of mind with Alerts and CardControl so you can monitor your cards and account activity from anywhere. Make fast, secure payments with Digital Wallet, and send money to friends and family using Zelle®.

Discover the Tools

Frequently Asked Questions

Have a question give us a call


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  1. To waive the service charge, you need to maintain a minimum of $300 in your account or an average daily balance of $2,500, based on a daily ledger.
  2. We do not provide tax, legal, or accounting advice. Consult with your tax advisor.