Credit & Financing

Whether you are looking to start a new business, expand, or increase cash flow, we offer convenient and flexible lending solutions to meet your business needs.1

Business Line of Credit

A line of credit provides a flexible and convenient way to access funds quickly. It can help to manage the unexpected or new opportunities.

Construction Loans

We offer flexible construction-only or construction to permanent loans  for virtually any type of commercial or residential building.

SBA Loans

If your business needs a longer repayment term, a lower down payment, or a larger loan amount, an SBA loan might be the answer.  The two most common SBA  loan programs are the SBA 7(a) and the SBA CDC/504.

Equipment & Other Fixed Asset Loans

Finance new or used equipment or any other type of fixed asset with one of our fixed or variable rate loans.

Letters of Credit

Letters of Credit are guarantees of payment to help you facilitate trading activities with other businesses. They serve as an assurance to another business that you will meet the contractual obligations. This type of credit can be secured many different ways.

Agricultural Loans

Our agricultural loans cover a broad range of financing needs, from single payment loans to multi-year fixed-term financing.

Commercial Mortgage Loans

We offer very competitive fixed or variable rate loan options for long-term financing of owner occupied commercial real estate.

Business Credit Cards

A business credit card is a convenient way to help you manage your business’ day to day purchases. We offer competitive rates with no annual fee to save you money and the convenience of combined monthly statements.

1Credit approval is required for all credit and financing products.