Michael Goddard

Business Development Officer, SVP

I have nineteen years of experience in the financial industry. I have had the opportunity over the course of my career to work in all facets of bank lending, including consumer and commercial lending, credit analysis, credit approval, portfolio management, and specialized lending. I was a Credit Analyst for Fidelity Bank from 2016 to 2018. I gained additional experience at West Town Bank & Trust as an SBA Business Development Officer, Government Guaranteed Lending Analyst, Senior Vice President and Credit Officer, and Vice President and Credit Underwriter. Most recently I was an SBA Business Development Officer with United Community Bank in Raleigh. I returned to Fidelity Bank in April 2022 as a Vice President and Government Guaranteed Lending Business Development Officer.

Through SBA lending, I can help entrepreneurs with financing for the “big leaps” – startups and major expansions that change lives. Nothing in banking has been more exciting for me then helping businesses thrive. I truly value the trust my customers place in me and meeting their needs in a responsible way is always my top priority. I pride myself in helping entrepreneurs with creative financing solutions for business startups, acquisitions, buyouts, and expansions.

My wife, Jennifer, and I currently reside in Raleigh, North Carolina. We love to spend our free time traveling. I also enjoy boating, fishing, and camping. Although I am primarily in Raleigh, with today’s resources, I can help customers anywhere in the United States.

I would love the opportunity to work with you and help you with your financial needs!