SBA Express Line of Credit
Improve cash flow to help your business grow. The SBA Express Line of Credit will give your business access to capital so you can focus on what’s important – accomplishing your business goals. Benefit from an expedited loan review process so you receive your funding faster.
Accelerate Your Business With an SBA Express Line of Credit
Infuse cash into your business with a government-guaranteed line of credit from the SBA. The SBA Express Line of Credit is ideal for businesses who need financing fast to fund short-term working capital needs. Enjoy faster access to your funds, longer terms, and lower down payment requirements.
Federally guaranteed lines of credit up to $500,000
Loan terms of up to 10 years
Streamlined application process and accelerated approval times
We Help Businesses Think Big
Whether you’re looking to start a new business, expand, or finance partner buyouts, our team of experienced SBA lenders are ready to help.
SBA 7(a)
Accelerate your business’s growth with an SBA 7(a) Loan. The 7(a) loan program was designed to help you get the working capital you need to start, acquire, or expand your small business.
Learn MoreSBA 504
Buy, refinance, or renovate with an SBA 504 loan. The 504 loan program is a powerful lending solution to help you get the funds you need to finance machinery, land, facilities, and other fixed assets.
Learn MoreUSDA Business & Industry
A USDA Business & Industry Loan helps to strengthen your local community by giving your business the tools to be successful. This is an ideal solution for small businesses located in rural communities.
Learn MoreTestimonials
I would recommend Fidelity Bank to anyone who’s in need of a business loan, whether conventional or SBA. They are a great team especially for the medical community of physicians and surgeons.
I would like to thank Fidelity Bank and the Government Guaranteed Lending team for all of their hard work. They were there from the beginning to the end and went above and beyond. I believe without their support and guidance the loan would not have closed.
Fidelity Bank helped me secure the financing I needed to open my second facility. I used the SBA loan process to provide me with opportunities that were unavailable through traditional financing methods. The Government Guaranteed Lending team helped me every step of the way. I am grateful to have been able to work with such a competent, dedicated team of professionals who enabled me to pursue my goals and dreams.
As a first-time business buyer, I had so many questions about how to get a loan and the process I had to follow. Fidelity Bank answered my questions and helped me get the loan to fulfill my dream of owning a business.
What impressed me the most is they met me where I was: Ground zero! They walked me through each step and let me know what I needed to do and how to do it. The process is challenging, but the team at Fidelity Bank walked the journey with me and it was a successful venture. I couldn’t have asked for anything more!
Frequently Asked Questions
Q: How do I apply for an SBA or USDA loan?
Q: Where is Fidelity Bank headquartered?
Q: Is Fidelity Bank a Preferred SBA Lender?
Q: What areas of the United States does Fidelity Bank cover to provide SBA and USDA loans?
Q: What differentiates Fidelity Bank from other SBA lenders?
Q: What do I need to apply?
Q: How long does it take for an SBA loan to close?
Q: What SBA and USDA products does the Bank offer?
Q: Can you provide financing for customers looking to start a new business?
Q: Do you provide financing to franchisees?
We Love Helping Small Businesses
Our Government Guaranteed Lending division has helped business owners across the United States secure funding to start, grow, or expand their small business.