USDA Business & Industry Loan
Help strengthen your local community by giving your business the tools to be successful. The USDA Business & Industry Loan is an ideal solution for small businesses located in qualifying rural communities. The intent of this program is to save and create jobs in the community.
Grow Your Business and Your Community With a USDA Business & Industry Loan
A government-guaranteed loan program designed to help small businesses located in rural areas get the funding needed to expand or modernize, purchase equipment or inventory, refinance debt, and more! Enjoy competitive rates, affordable payments plans, and flexible terms.
Federally guaranteed term loans of up to $25 million
Guaranteed by the USDA in areas that are designated as rural with populations of 50,000 or less
Longer loan terms than conventional financing
What can I do with an USDA Business & Industry Loan?
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Convert, expand, repair, or modernize operations
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Purchase land, buildings, or associated infrastructure
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Buy equipment, supplies, or inventory
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Refinance business debt
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Fund business acquisition
What is not eligible to be financed with an USDA Business & Industry Loan?
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Lines of credit
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Purchase owner-occupied or rental housing
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Finance certain types of businesses including but not limited to golf courses, racetracks, and churches
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Fund agricultural production
We Help Businesses Think Big
Whether you’re looking to start a new business, expand, or finance partner buyouts, our team of experienced SBA lenders are ready to help.
SBA 7(a)
Expand or modernize your business with an SBA 7(a) loan. Our team of experienced SBA lenders are ready to help you fuel your business.
Learn MoreSBA 504 Loans
Fuel your business and preserve your working capital with an SBA 504 loan from Fidelity Bank. Our team of experienced SBA lenders are here to help your business grow.
Learn MoreSBA Express Line of Credit
Whether you are looking to start a new business, expand, or increase cash flow, we offer a variety of convenient and flexible business financing solutions tailored to your business.
Learn MoreTestimonials
I would recommend Fidelity Bank to anyone who’s in need of a business loan, whether conventional or SBA. They are a great team especially for the medical community of physicians and surgeons.
I would like to thank Fidelity Bank and the Government Guaranteed Lending team for all of their hard work. They were there from the beginning to the end and went above and beyond. I believe without their support and guidance the loan would not have closed.
Fidelity Bank helped me secure the financing I needed to open my second facility. I used the SBA loan process to provide me with opportunities that were unavailable through traditional financing methods. The Government Guaranteed Lending team helped me every step of the way. I am grateful to have been able to work with such a competent, dedicated team of professionals who enabled me to pursue my goals and dreams.
As a first-time business buyer, I had so many questions about how to get a loan and the process I had to follow. Fidelity Bank answered my questions and helped me get the loan to fulfill my dream of owning a business.
What impressed me the most is they met me where I was: Ground zero! They walked me through each step and let me know what I needed to do and how to do it. The process is challenging, but the team at Fidelity Bank walked the journey with me and it was a successful venture. I couldn’t have asked for anything more!
Frequently Asked Questions
Q: How do I apply for an SBA or USDA loan?
Q: Where is Fidelity Bank headquartered?
Q: Is Fidelity Bank a Preferred SBA Lender?
Q: What areas of the United States does Fidelity Bank cover to provide SBA and USDA loans?
Q: What differentiates Fidelity Bank from other SBA lenders?
Q: What do I need to apply?
Q: How long does it take for an SBA loan to close?
Q: What SBA and USDA products does the Bank offer?
Q: Can you provide financing for customers looking to start a new business?
Q: Do you provide financing to franchisees?
We Love Helping Small Businesses
Our Government Guaranteed Lending division has helped business owners across the United States secure funding to start, grow, or expand their small business.