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Certificates of Deposit (CD)

Maximize your earning potential with a Fidelity Bank Certificate of Deposit. A CD provides you with a competitive guaranteed fixed-rate for the term that you select. Enjoy flexible terms and higher returns to help you reach your short- and long-term financial goals faster.

Protect Your Money With a CD

A CD is the perfect low-risk solution for customers who don’t need immediate access to their money. With flexible investment terms ranging from 7 days to 60 months, you can decide the length of time that’s best for meeting your current financial goals. You’ll also enjoy the added security and peace of mind of an FDIC insured product.

Plus, CD customers can keep an eye on their money with free online banking and mobile banking.

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Opening deposit of $1,0001

Fixed interest rates

Terms available from 7 days to 60 months2

Ready to Get Started?

Opening a Fidelity Bank CD is easy! We offer two convenient ways to open a CD. To get started, visit your local branch or contact your banker. Our associates are here to help.

If you’re still not sure what account would meet your needs, view all of our savings account options to help you decide. Find the savings account and features that work best for you.


Earn a competitive interest rate to help you jumpstart your savings.

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Money Market Savings

Our tiered interest rates help you reach your savings goals faster.

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Discover the money-saving benefits of our Preferred account, powered by BaZing.

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Frequently Asked Questions

Have a question give us a call


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  1. $1,000 opening deposit applies to regular account CDs only. Elite account holders must open a CD with $5,000 to be eligible for a preferred rate.
  2. Penalty may apply for early withdrawal.

Digital Tools to Help You Stay Connected.

Check your accounts, move money, pay bills, pay family and friends, and turn your card on and off – all from your mobile device. Digital Banking at Fidelity Bank lets you do virtually everything on your banking to-do list without driving to a branch. Whether on your phone or computer, we’ve got you covered.

Discover the Tools

Green Beagle Lodge

Fidelity Bank has been a treasured business partner in the expansion of the Green Beagle Lodge companies.  We have enjoyed working with them as we’ve built and opened our newest location.

- Tammy Purner & Margy Schmidt
Ascend Eye Center

Fidelity Bank was instrumental in helping us navigate the successful launch of our business. I would highly recommend Fidelity Bank for the banking needs of our community.

- Jiaxi Ding, MD
Redstone Materials

Fidelity Bank’s extensive range of services and unwavering support have provided us with a solid foundation, stability, and confidence in executing our projects.

- Reuben & Russ Radik
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Carolina Lakes Family Dental

Banking with Fidelity Bank helps my business because when I’m dealing with Fidelity I know who I am dealing with.

- Dr. Laurence Mester Jr.
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Elmo’s Clothing

They’re local. Fidelity Bank is a hometown bank and gives great service. They’re personal and help with all our needs.

- Barney Fish
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Once in a Blue Moon Bakery

I would recommend Fidelity Bank because you really get the impression that they want your business to succeed.

- Joe Jones