Government Guaranteed Lending

Start or grow your business with government-sponsored loans from the Small Business Administration (SBA) or United States Department of Agriculture (USDA). A loan from the SBA or USDA offers longer, more flexible terms, lower monthly payments, and a lower down payment so you can preserve your working capital and focus on what’s important – your business. Our goal is to leverage our 100+ years of combined experience to create an affordable and customized solution to help you access the funding you need. We offer a variety of flexible lending options to help you accomplish your business goals.

7(a) SBA Loan

Expand or modernize your business with an SBA 7(a) loan. A 7(a) loan is a great solution if you’re looking to fund real estate acquisition, business acquisition, improvements, equipment, debt refinance, partner buyout, or working capital. Benefit from longer more flexible terms, lower monthly payments, and competitive interest rates.

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Federally guaranteed term loans of up to $5 million

Loan terms up to 25 years for real estate financing

Loan terms up to 10 years for non real estate

504 SBA Loan

Fuel your business and preserve your working capital to help your business grow. The 504 loan program is a powerful government-backed lending solution to help you get the funds you need to finance machinery, land, facilities, and other fixed assets. Enjoy long-term, fixed-rate financing, flexible terms, and competitive rate options.

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Federally guaranteed term loans of up to $5 million

Loan terms up to 25 years for real estate

Loan terms up to 10 years for equipment

USDA Business & Industry Loan

A USDA Business & Industry Loan helps to strengthen your local community by giving your business the tools to be successful. This is an ideal solution for small businesses located in rural communities. Expand or modernize your business, purchase equipment or inventory, refinance debt, and more. Take advantage of longer terms, lower down payments, and competitive interest rates.

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Federally guaranteed term loans of up to $25 million

Guaranteed by the USDA in areas that are designated as rural with 50,000 or less

Longer loan terms than conventional financing

Ready to Get Started?

We offer two easy ways to apply for business financing. To get started, visit your local branch or contact our Government Guaranteed Lending Department. Our associates are here to help.

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Business Lending

Whether you are looking to start a new business, expand, or increase cash flow, we offer a variety of convenient and flexible business financing solutions tailored to your business.

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Business Checking Accounts

Managing your cash flow should be simple. Fidelity Bank offers a variety of business checking accounts to meet the needs of your business and help it grow.

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Business Savings Accounts

Make the most of your hard-earned money with a business savings account from Fidelity Bank. Our business savings accounts are designed to help your business reach its highest potential.

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Frequently Asked Questions

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  1. Credit approval required.

Manage Your Business on the Go

Check your accounts, pay bills, initiate ACH and wire transfers, and approve transactions – all from your mobile device. Fidelity Bank’s digital solutions for businesses let you manage your business from anywhere. Whether on your phone or computer, we’ve got you covered.

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