If an associate’s position is eliminated, any negative time-off balance will be waived. If an associate voluntarily leaves, the outstanding negative balance will be deducted from their final Affinity Bank paycheck and/or must be repaid in full if the final pay does not cover the amount owed.

For associates who remain, repayment options may include deduction from final Affinity Bank pay, payment by personal check, or applying prorated vacation time from Fidelity Bank to reduce the negative balance.