At Fidelity Bank, our commitment is clear—we are right by our customers at every stage of their journey, and the beginning of this year proved to be no different. We’re pleased to share the meaningful impacts that our SBA lending experts made within the small business community throughout the first quarter of 2026.

In the first quarter of this year, our team funded $20,039,000 in SBA financing across 12 loans! As an SBA Preferred Lender, Fidelity Bank has always been proud to connect with business owners across a diverse range of industries to support their growth and success. This year, we have helped businesses secure funding in real estate, construction, veterinary, and automotive fields.  While many loans were closed in North Carolina, we are a nationwide lender, and helped secure funding for businesses across the country in other states including Massachusetts, Florida, and Missouri.

The most popular purpose for funding in Q1 was business acquisition—one of the many uses of the SBA 7(a) loan program. However, we also closed loans for the usage of real estate purchases, equipment purchases, construction, start-up expenses, partner buyouts, and franchise start-ups.

The SBA Lending team at Fidelity Bank, is proud to have helped create stronger businesses, new opportunities, and lasting impact within the small business community, and look forward to doing the same throughout this year.

At Fidelity Bank, we are Right By You through every step of your journey, including working through SBA changes. Beginning on March 1, 2026, SBA-guaranteed loans, including the 7(a) and 504 loan programs, are restricted to businesses fully owned by United States citizens. Specifically, all owners (20% or more) must be U.S. citizens. Businesses with green card holders or non-citizens as owners are no longer eligible.

Small businesses are the backbone of our economy, and SBA loans provide accessible financing with favorable terms that traditional loans may not offer.

Flexible financing solutions include:

  • Longer, more flexible terms
  • Lower monthly payments
  • Lower down payments

Benefits of working with Fidelity Bank SBA Lending include:

  • SBA Preferred Lender
  • Nationwide lender
  • In-house operations team
  • Quick turnaround, often within 60 days

Whether you’re an entrepreneur just getting started or an experienced business owner wanting to grow, Fidelity Bank SBA Lending wants to be your lending expert. Let’s start the conversation!