Checking Account Options

Managing your cash flow should be simple! Fidelity Bank offers a comprehensive set of solutions that are easy to use, will save you time, and provide peace of mind. Whether you are starting a new business venture or have been in business for decades, you will find a trusted financial partner in Fidelity Bank.

Plus, all of our business checking accounts come with these convenient features:

 

1Credit approval required

2Does not apply to deposits made through the ATM or mobile device (see mobile deposit agreement for more information)

 

Basic Checking

  • Opening deposit of $200
  • No monthly service charges
  • No minimum balance requirements
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A simple and straightforward account that helps you simplify your daily operations. Write checks, pay bills online, and login to Online Banking anytime, with no charges from us.

  • Opening deposit of $200
  • No monthly service charges
  • No minimum balance requirements
  • FREE introductory order of checks3
  • 175 free items per statement cycle4
  • $5,000 in free coin and currency deposits per statement cycle5

3Bank selected stock or $100 credit.
4Each additional item in excess of 175 is $0.35. 
5Additional coin and currency in excess of $5,000 is $1.25/$1,000.

Small Business Checking

  • Opening deposit of $200
  • Free introductory order of checks
  • 250 free items per month
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A basic checking account with a bundle of convenient features that will help you manage your cash flow.

  • Opening deposit of $200
  • FREE introductory order of checks6
  • 250 free items per statement cycle7
  • $15,000 in free coin and currency deposits per statement cycle8
  • Low monthly service charge of $159

6Bank selected stock or $100 credit.
7Each additional item in excess of 250 is $0.35.
8Additional coin and currency in excess of $15,000 is $1.25/$1,000.
9Monthly service charge can be avoided if you maintain a $3,000 minimum daily balance, or a $10,000 combined average daily ledger balance in this account, and related  business deposit accounts per statement cycle.

Premier Business Checking

  • Opening deposit of $200
  • Free introductory order of checks
  • 500 free items per statement cycle
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A prestigious bundled checking account that helps your business meet its long-term financial goals.

  • Opening deposit of $200
  • Free introductory order of checks10
  • 500 free items per statement cycle11
  • $15,000 in free coin and currency deposits per statement cycle12
  • Low monthly service charge of $2513

10Bank selected stock or $125 credit.
11Each additional item in excess of  $500 is $0.35.
12Additional coin and currency in excess of $15,000 is $1.25/$1,000.
13Monthly service charge can be waived if you maintain a $10,000 minimum daily ledger balance or a $50,000 average combined daily ledger balance in this account and other related deposit accounts per statement cycle.

Public Money Market Checking

  • Opening deposit of $1,000
  • Earn money with interest on your balance
  • Unlimited withdrawals
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A checking account designed to meet the needs of public institutions.

  • Opening deposit of $1,000
  • Earn money with interest on your balance
  • Unlimited withdrawals
  • Low monthly service charge of $1215

15Additional analysis fees may apply.

Analysis Checking

  • Opening deposit of $200
  • Detailed monthly statement
  • Use earnings credits based on balances to offset some or all service charges
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Designed for businesses that require a large volume of transactions, keep large balances, or utilize multiple cash management products. The monthly earnings credit allowance reduces or eliminates your monthly service charges – saving you money!

  • Opening deposit of $200
  • Detailed monthly statement
  • Use earnings credits based on balances to offset some or all service charges14
  • Low monthly service charge of $1715

14The Bank gives credit for balances kept in the account to offset some or all service charges.
15Additional analysis fees may apply.

Interest on Lawyers Trust Accounts (IOLTA)

  • Opening deposit of $200
  • Direct payment of interest to the North Carolina and Virginia Bar Associations
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Designed exclusively for lawyers and law firms to manage multi-client trust funds.

  • Opening deposit of $200
  • Direct payment of interest to the North Carolina and Virginia Bar Associations