Checking Account Options

Managing your cash flow should be simple! Fidelity Bank offers a comprehensive set of solutions that are easy to use, will save you time, and provide peace of mind. Whether you are starting a new business venture or have been in business for decades, you will find a trusted financial partner in Fidelity Bank.

Plus, all of our business checking accounts come with these convenient features:

 

1Credit approval required

2Does not apply to deposits made through the ATM or mobile device (see mobile deposit agreement for more information)

 

Banking Services

Basic Checking

  • Opening deposit of $200
  • No monthly service charges
  • No minimum balance requirements
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A simple and straightforward account that helps you simplify your daily operations. Write checks, pay bills online, and login to Online Banking anytime, with no charges from us.

  • Opening deposit of $200
  • No monthly service charges
  • No minimum balance requirements
  • FREE introductory order of checks3
  • 175 free items per statement cycle4
  • $5,000 in free coin and currency deposits per statement cycle5

3Bank selected stock or $100 credit.
4Each additional item in excess of 175 is $0.35. 
5Additional coin and currency in excess of $5,000 is $1.25/$1,000.

Banking Services

Small Business Checking

  • Opening deposit of $200
  • Free introductory order of checks
  • 250 free items per month
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A basic checking account with a bundle of convenient features that will help you manage your cash flow.

  • Opening deposit of $200
  • FREE introductory order of checks6
  • 250 free items per statement cycle7
  • $15,000 in free coin and currency deposits per statement cycle8
  • Low monthly service charge of $159

6Bank selected stock or $100 credit.
7Each additional item in excess of 250 is $0.35.
8Additional coin and currency in excess of $15,000 is $1.25/$1,000.
9Monthly service charge can be avoided if you maintain a $3,000 minimum daily balance, or a $10,000 combined average daily ledger balance in this account, and related  business deposit accounts per statement cycle.

Banking Services

Premier Business Checking

  • Opening deposit of $200
  • Free introductory order of checks
  • 500 free items per statement cycle
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A prestigious bundled checking account that helps your business meet its long-term financial goals.

  • Opening deposit of $200
  • Free introductory order of checks10
  • 500 free items per statement cycle11
  • $15,000 in free coin and currency deposits per statement cycle12
  • Low monthly service charge of $2513

10Bank selected stock or $125 credit.
11Each additional item in excess of  $500 is $0.35.
12Additional coin and currency in excess of $15,000 is $1.25/$1,000.
13Monthly service charge can be waived if you maintain a $10,000 minimum daily ledger balance or a $50,000 average combined daily ledger balance in this account and other related deposit accounts per statement cycle.

Banking Services

Public Money Market Checking

  • Opening deposit of $1,000
  • Earn money with interest on your balance
  • Unlimited withdrawals
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A checking account designed to meet the needs of public institutions.

  • Opening deposit of $1,000
  • Earn money with interest on your balance
  • Unlimited withdrawals
  • Low monthly service charge of $1215

15Additional analysis fees may apply.

Banking Services

Analysis Checking

  • Opening deposit of $200
  • Detailed monthly statement
  • Use earnings credits based on balances to offset some or all service charges
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Designed for businesses that require a large volume of transactions, keep large balances, or utilize multiple cash management products. The monthly earnings credit allowance reduces or eliminates your monthly service charges – saving you money!

  • Opening deposit of $200
  • Detailed monthly statement
  • Use earnings credits based on balances to offset some or all service charges14
  • Low monthly service charge of $1715

14The Bank gives credit for balances kept in the account to offset some or all service charges.
15Additional analysis fees may apply.

Banking Services

Interest on Lawyers Trust Accounts (IOLTA)

  • Opening deposit of $200
  • Direct payment of interest to the North Carolina and Virginia Bar Associations
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Designed exclusively for lawyers and law firms to manage multi-client trust funds.

  • Opening deposit of $200
  • Direct payment of interest to the North Carolina and Virginia Bar Associations