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Basic Business Checking

Basic Business Checking is a simple and straightforward account that helps you simplify the finances of your small business. Write checks, pay bills, and use convenient digital banking solutions anytime, with no minimum balance requirements or monthly service charges.

Keep It Simple With Basic Business Checking

The Basic Business Checking account is best if you are just getting started or if your business has low monthly transaction volume requirements. It’s ideal for small businesses with basic business banking needs who want the convenience of banking from anywhere.

Plus, Basic Business Checking account customers enjoy online banking, mobile banking with mobile deposit, and a Visa ® debit card.

Two employees learn to use a tablet

Opening deposit of $200

175 free items per month1

Up to $5,000 in cash or currency deposits at no charge2

Free introductory order of checks 3

Account Benefits

When you choose a Fidelity Bank business checking account, you’ll get easy-to-use benefits to help you manage your business whenever and wherever you want.

Ready to Get Started?

We know you’re busy. We offer two easy ways to open a Basic Business Checking account! To get started, visit your local branch or contact your business banker. Our associates are here to help.

If you’re still not sure what business account would meet your needs, compare our business checking account options to help you decide. Find the checking account and features that work best for your business.

Small Business Checking

An account designed to meet the everyday banking needs of small businesses with moderate transaction activity.

Learn More

Premier Business Checking

A prestigious account designed for established businesses with high checking activity.

Learn More


Grow your bottom line with a
competitive interest rate and easy access when you need it.

Learn More

Frequently Asked Questions

Have a question give us a call


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  1. The first 175 items processed per statement cycle are free. Each item in excess of 175 per month is $0.35. Items include all debits, credits, and deposited items.
  2. Free coin and currency processing up to $5,000 per statement cycle. Deposits in excess of $5,000 per statement cycle are subject to a fee of $1.25 per $1,000 deposited.
  3. Free introductory order of Bank selected check stock or $125 credit.

Manage Your Business on the Go

Check your accounts, pay bills, initiate ACH and wire transfers and approve transactions – all from your mobile device. Fidelity Bank’s digital solutions for businesses let you manage your business from anywhere. Whether on your phone or computer, we’ve got you covered.

Discover the Tools

Green Beagle Lodge

Fidelity Bank has been a treasured business partner in the expansion of the Green Beagle Lodge companies.  We have enjoyed working with them as we’ve built and opened our newest location.

- Tammy Purner & Margy Schmidt
Ascend Eye Center

Fidelity Bank was instrumental in helping us navigate the successful launch of our business. I would highly recommend Fidelity Bank for the banking needs of our community.

- Jiaxi Ding, MD
Redstone Materials

Fidelity Bank’s extensive range of services and unwavering support have provided us with a solid foundation, stability, and confidence in executing our projects.

- Reuben & Russ Radik
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Carolina Lakes Family Dental

Banking with Fidelity Bank helps my business because when I’m dealing with Fidelity I know who I am dealing with.

- Dr. Laurence Mester Jr.
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Elmo’s Clothing

They’re local. Fidelity Bank is a hometown bank and gives great service. They’re personal and help with all our needs.

- Barney Fish
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Once in a Blue Moon Bakery

I would recommend Fidelity Bank because you really get the impression that they want your business to succeed.

- Joe Jones