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Checking Account Options

Managing your personal finances should be simple!  Fidelity Bank offers a variety of  personal checking account options that are easy to use, will save you time, and provide peace of mind. Whether you are looking for a basic checking account or an account that offers the ability to earn money, we have the right solution for you.

Plus, all of our personal checking accounts come with these convenient features:

 

Get started by reviewing our personal checking account options below. Then , visit your nearest branch to open your account and experience the Right By You difference.

 

1Credit approval required.
2Does not apply to deposits made through the ATM or mobile device (see mobile deposit agreement for more information)

Student Checking

  • Opening deposit of $25
  • No monthly service charge
  • Low paper statement charge of $3
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Student checking the way it’s meant to be. Simple.

Access your money on the go.

 

More about this account.

  • Opening deposit of $25
  • No monthly service charge2
  • Designed for customers ages 13-23, no co-signer required3
  • Plus, this account comes with a complementary Student Savings account!

Learn more about our Student Checking account here.

 

 

1 ATM fees may be charged by third party ATM operator. Additional foreign ATM withdrawals in excess of three is $3.00
2 The $3 paper statement charge can be waived by enrolling in E-Statements
3 At age of 24, or soon thereafter, account will convert to a Choice Checking account

Choice Checking

  • Opening deposit of $25
  • Low monthly service charge of $4
  • Low paper statement charge of $3
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A basic checking account with a bundle of convenient features that will help you manage your finances.

  • Opening deposit of $25
  • Low monthly service charge of $4
  • Low paper statement charge of $3

The monthly service charge can be waived with ONE of the following qualifiers:2

  • Direct Deposit(s) totaling $500 or more per statement cycle;3
  • 10 or more Visa® Check Card transactions posted per statement cycle;4
  • Maintain a $500 minimum balance;5
  • Maintain a $10,000 combined average balance in all related consumer demand deposit accounts5,6

The paper statement charge can be waived with ONE of the following qualifiers:

  • Online Statement enrollment
  • Maintain $1,000 minimum daily balance in Choice Checking account

 

 

2Statement cycle ends the 19th day of each month. 3Direct Deposits must be made by employer or an outside agency. Transfers made from another account or deposits made by ATM, online, mobile device, in the branch, or by mail are not eligible. 4Transactions must be posted  by the end of the statement cycle. ATM transactions are not elgible. 5All balance requirement calculations are based on daily ledger balance. 6Related consumer demand deposit accounts include personal checking, savings, and money market accounts that are linked and that have the same social security number. CDs and IRAs are not eligible.

Classic Checking

  • Opening deposit of $200
  • Earn money with interest on your balance
  • Low monthly service charge of $8
  • Low paper statement charge of $3
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An interest checking account that is perfect for your every day banking needs and allows you to earn money.

  • Opening deposit of $200
  • Earn money with interest on your balance
  • Low monthly service charge of $8
  • Low paper statement charge of $3

The monthly service charge can be waived with ONE of the following qualifiers:2

  • Direct Deposit(s) totaling $500 or more per statement cycle3
  • 10 or more Visa® Check Card transactions posted per statement cycle4
  • Maintain a $1,000 minimum balance5
  • Maintain a $2,500 average balance5
  • Maintain a $10,000 combined average balance in all related consumer demand deposit accounts5,6
  • Maintain a related Regular Savings account with a minimum balance of $1,0005
  • Maintain a related Equity Line with an outstanding balance of $10,000 or more at the end of the checking account statement cycle

The paper statement charge can be waived with one of the following qualifiers:

  • Online Statement enrollment
  • Maintain $1,000 minimum daily balance in Classic Checking account

 

 

2Statement cycle ends the 19th day of each month. 3Direct Deposits must be made by employer or an outside agency. Transfers made from another account or deposits made by ATM, online, mobile device, in the branch, or by mail are not eligible. 4Transactions must be posted to the account by the end of the statement cycle. ATM transactions do not apply. 5All balance requirement calculations are based on daily ledger balance. 6Related consumer demand deposit accounts include personal checking, savings, and money market accounts that are linked and that have the same social security number. CDs and IRAs are not eligible.

Premier Key Checking

  • Opening deposit of $500
  • Earn money with interest on your balance
  • Free personalized checks
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A prestigious checking account that offers premium banking benefits and allows you to earn money.

  • Opening deposit of $500
  • Earn money with interest on your balance
  • Free personalized checks7
  • Free ATM use at machines nationwide8
  • Free Travelers Cheques, cashier checks, money orders, and notary services
  • Low monthly service charge of $22
  • Low per debit fees of $0.45/$0.35 (check/electronic)

The monthly service charge can be waived with one of the following qualifiers:

  • Maintain a $2,000 minimum balance9
  • Maintain a $5,000 average balance9
  • Maintain a $15,000 combined average balance in all related deposit accounts including CDs and IRAs9
  • Maintain a related Equity Line with an outstanding balance of $25,000 or more at the end of the checking account statement cycle

 

 

7Specialty Mint stock or $5 credit 8Other financial institutions may charge you to use their machines 9All balance requirements calculations are based on daily ledger balance.